2 million self-employed
Their interests are our interest
It's your contract: Take control of it!
We say you should control your contract. Here's how. Check for clauses that are:
Red for Stop
Amber for Caution
Green for Go
You can also make use of our Contract Template to design your contract.

Matrixes and template are available here (ICA members only). Not a member? Join here for as little as $55.
You and Your Contract
Charter of Contractual Fairness.

Debate: Suck it up?

Contract problems?
Fixing business disputes
There's lots happening for new dispute resolution services for small business people. The Small Business Commissioner (SBC) model is being rolled out across Australia. Explanation of developments.
Watching: The new world of work
We track and discuss what's happening with work.
The new Cuban revolution.
Watching: The coordinated attack against self-employed in Australia
Do unions hate the self-employed?
Federal tax attack
Sham contracting small problem
Watching: New Technology
Opportunities and new threats for self-employed people
Left versus right: the great debate
Ken Phillips (ICA) and Peter Strong (COSBOA) debate "The Future (or Death) of Employment". Vids are here.
Our Campaigning
We need unfair contract protections
Defend contractor tax laws
Watching: Your Super
We're monitoring superannuation
Watching: Work Safety Laws
Harmonised laws have big problems.
Watching: Government Contracts
Military Aircraft (JSF)

National Broadband Network
Watching: Fair Work Act
We're watching

What the AIG wants
Handy ATO Links
Filing your tax return:
A member's problem
ATO advice

Handy ATO tax links:
ATO debt collection: overview
ATO debt collection: 'Products'
Guide to managing your debt
Not-for-profit tax guide
Lodge your BAS online
PAYG withholding tax tables
New tax form: Taxpayer Statement of Account
New tax form: Notice of Assessment
Mortgage scams
Small business support
Payment arrangement calculator
Want an ATO visit?
ATO Help for small business
ABN eligibility rules
Self managing your tax debt

Handy Super links:
ATO SMSF compliance
ATO free seminars.
SMSF Admin advice
New Super clearing house
Tax on SMSF loans
Watching Global Economies
Watching Global Economies
Watching the USA
Watching China
Central Banks on Debt
Watching Housing Bubbles
Ken Phillips on the debt equation

Central Banks on Debt

Update February 2011: A dose of economic truth

The Governor of the Bank of England has just pricked the confidence bubble---in Britain at least. In a scary and blunt statement he says that real UK wages have dropped by about 12 per cent and continue to fall. This has not happened since the 1920s he says. There is no recovery.

One of the calmest analyses of sovereign debt we've read comes from a report by the Bank of International Settlements. It demonstrates that Obama's budget debt reduction is an illusion. The New York Times supports the analysis. For an Obama budget summary, the Brisbane Times is really good.

Original Post: July 2010

Since mid-May, central banks have been worried about sovereign debt. Here's a summary and overview with important links.



US Fed Chairman
"... the federal (US) budget appears to be on an unsustainable path".
House of Representatives testimony.
Reuters on US debt.

The G20
"We welcome the recent announcements by some countries to reduce their deficits in 2010 and strengthen their fiscal frameworks and institutions".

G20 Communique.
Business Spectator comment.

The Bank of England
"... the financial crisis is far from over. As debt has moved from the financial to the public sector, the banking crisis has turned into a potential sovereign debt crisis".

Opening remarks.
Podcasts and webcasts.
Commentary from Daily Telegraph.
Ken Phillips' comment.

Debt Summary
World Bank boss urges economic reform.
Summary of key EU economies' debt, deficit, unemployment and growth projections